How to Make UPI Payments Without Internet Access: A Comprehensive Guide

Tuesday, 3 September 2024, 18:25

UPI payment has become essential, especially for those facing connectivity issues. This guide details how to make UPI payments without internet access using USSD code '*99#'. Discover the steps to utilize UPI even with low connectivity, ensuring seamless transactions without relying on the internet.
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How to Make UPI Payments Without Internet Access: A Comprehensive Guide

Understanding UPI Payments Without Internet

UPI payment is crucial in today’s tech-driven world, but what if you find yourself without internet access? Now, it's possible to carry out UPI transactions seamlessly with the UPI feature that operates offline.

Key Considerations for UPI Payments

To use this offline functionality, ensure that your mobile number is linked to your bank account and that you have created a UPI ID. Creating a UPI ID can be done through various payment applications, including the BHIM UPI app.

A Step-by-Step Guide on Making UPI Payments Without Internet

  1. Dial the USSD Code: Enter '*99#' on your phone’s dial pad and press the call button.
  2. You will receive options on your screen.
  3. Select the option for sending money and follow the prompts.
  4. Enter your UPI ID and the amount you wish to send.
  5. Authenticate the transaction with your UPI PIN.

Making UPI payments without the internet is not only a time-saver but also a backup option for critical transactions.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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