Paytm Payments’ Bid for Payments Aggregator Licence Gains Momentum with Finance Ministry Nod

Wednesday, 28 August 2024, 09:01

Paytm Payments has received the finance ministry's approval for a downstream investment, positioning it to reapply for a payments aggregator licence. This decision comes amid previous setbacks from regulatory scrutiny. The approval allows Paytm Payments Services Ltd to resume its journey towards compliance and operational normalization.
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Paytm Payments’ Bid for Payments Aggregator Licence Gains Momentum with Finance Ministry Nod

Paytm Payments’ Renewed Efforts in Securing Regulatory Licence

Paytm Payments Services Ltd (PPSL) has achieved a significant milestone with the finance ministry's approval for a downstream investment from its parent, One 97 Communications Ltd. This approval opens the path for PPSL to reapply for its payments aggregator licence, following earlier regulatory challenges faced by the company.

Moving Forward with Compliance

In light of the recent approval, PPSL is set to resubmit its application for the payments aggregator licence, a critical step for normalizing its operations after numerous regulatory hurdles. The company reaffirmed its commitment to a compliance-first approach, ensuring high regulatory standards.

  • The Reserve Bank of India had initially rejected Paytm's licence application nearly two years ago.
  • Compliance with Press Note 3 requirements was mandated due to foreign direct investment rules.
  • PPSL continues to offer online payment aggregation services while navigating regulatory complexities.

Impact on Operations and Future Outlook

Previous inaction from the Reserve Bank of India halted Paytm's operations significantly impacting its revenue. In fiscal year 2025’s first quarter, disruption in banking activities led to a downturn in key performance metrics. PPSL aims to stabilize and grow its market presence following regulatory approval.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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