The Impact of Bank of China on Fintech in the Guangdong-Macau In-Depth Cooperation Zone

Wednesday, 18 September 2024, 03:30

Guangdong-Macau In-Depth Cooperation Zone is significantly influenced by the Bank of China's initiatives in fintech and green finance. The Chinese government's commitment to developing Hengqin alongside Macau has been facilitated by BOC's extensive support of small and medium-sized enterprises. As part of this transformative effort, Hengqin's role as a hub for startups is becoming increasingly prominent.
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The Impact of Bank of China on Fintech in the Guangdong-Macau In-Depth Cooperation Zone

Enhancing Fintech Development in Hengqin

The Guangdong-Macau In-Depth Cooperation Zone symbolizes a new era of financial growth, emphasizing the pivotal role of Bank of China (BOC) in expanding fintech and support for SMEs. Initiated by the Chinese government, this collaboration aims to diversify Macau's economy by leveraging the strategic geographic location of Hengqin, which lies just across the border from Macau.

Government Support and Strategic Goals

In 2021, Beijing established the Guangdong-Macau In-Depth Cooperation Zone, targeting finance, traditional Chinese medicine, and innovative technologies. This zone is a critical component of the Greater Bay Area initiative, promoting economic integration between Hong Kong, Macau, and Guangdong's nine cities.

Bank of China's Commitment to Hengqin's Development

  • 29 billion yuan ($4 billion) extended to various sectors, including fintech and healthcare.
  • First lender in the Traditional Chinese Medicine Science and Technology Industrial Park.
  • Supports SMEs by providing significant credit lines, even for those lacking collateral.

The Role of SMEs in Economic Growth

Bank of China has been integral in developing small businesses in Hengqin, allowing local entrepreneurs to thrive through accessible financial support. Liu Xianghong, President of BOC Hengqin, emphasizes the vital importance of these SMEs, as they contribute significantly to the local economy.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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