Gavin Newsom's California Law Promotes Clarity in Pet Insurance Coverage
Understanding the New Pet Insurance Law in California
On Thursday, Governor Gavin Newsom signed a significant bill aimed at enhancing transparency in California's pet insurance policies. This law compels insurers to provide clear information regarding coverage exclusions, particularly concerning pre-existing conditions, hereditary disorders, and congenital defects.
Key Provisions of the New Law
- Pet insurers must disclose whether policies exclude certain pre-existing conditions.
- Policies must differentiate between wellness programs and traditional insurance coverage.
- Insurers are required to issue coverage within two days of receiving an application and payment.
In addition, marketing materials must be separated for wellness programs, ensuring that pet owners are adequately informed. Another significant bill signed concurrently, SB 1233, facilitates the establishment of a spay-neuter certification program to increase access to affordable services.
This legislative move is set to provide greater peace of mind for California pet owners, allowing them to make more informed decisions about their insurance options.
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