Steps to Correct a Missed Required Minimum Distribution (RMD)

Friday, 22 March 2024, 16:25

If you missed taking your Required Minimum Distribution (RMD) last year due to hospitalization, you can correct this oversight during a designated correction window. Failing to address this can result in penalties and tax implications. Follow the necessary steps to rectify the missed RMD and ensure compliance with IRS regulations to avoid further consequences.
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Steps to Correct a Missed Required Minimum Distribution (RMD)

Correcting a Missed Required Minimum Distribution (RMD)

The missed required minimum distribution (RMD) must be rectified within a designated correction window. Failure to address this oversight can lead to penalties and tax implications.

Steps to Rectify the Situation:

  • Identify the missed RMD amount.
  • Contact your financial institution or advisor for guidance.
  • Submit the missed RMD amount to the IRS.

It is crucial to promptly correct the missed RMD to avoid further repercussions.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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