5 Habits of Savvy Travel Card Users to Maximize Rewards
Maximizing Travel Credit Card Rewards: 5 Habits of Savvy Users
Many travelers use travel credit cards to pay for their travel expenses. These credit cards can provide rewards opportunities and valuable perks, many of which are travel-specific, like baggage delay insurance and complimentary airport lounge access.
Key Habits:
- Charge Only What You Can Afford: Avoid carrying a balance and pay off your statement in full to prevent credit card interest charges.
- Utilize Travel Transfer Partners: Transfer points or miles for better redemption value with select partners.
- Opt for Rewarding Cards: Use travel rewards cards for all travel purchases to maximize rewards.
- Select Cards with Relevant Perks: Choose cards that offer benefits you will use to justify annual fees.
- Strategic Application Timing: Apply for new cards when you can meet minimum spends to benefit from welcome offers without accumulating unnecessary debt.
Be mindful of your card usage to ensure you optimize the rewards and perks available without missing out on valuable benefits.
This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.