Is It Too Late to Open a 529 Account for Your Child in 2024?

Monday, 11 March 2024, 22:00

Discover why it's never too late to open a 529 account for your child, regardless of their age or your current savings. Learn how saving for college can reduce your state income taxes and explore strategies for starting a 529 plan even if your child is in high school.
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Is It Too Late to Open a 529 Account for Your Child in 2024?

Is It Too Late to Open a 529 Account for Your Child in 2024?

If you have a child in middle school or high school and you haven't saved any money for college, you might wonder if it's too late to open a 529 account in 2024.

529 college savings accounts: Not just for babies

So often with 529 college savings plans, the advertising features babies and young children. As if every new parent is supposed to have thousands of dollars lying around to set up a college savings fund.

How saving for college can reduce your state income taxes

Putting money into 529 savings plans is not the same as a 401(k) or traditional IRA -- the contributions do not give you a deduction on your federal income taxes.

Ready to catch up on college savings? Start here

If you want to know where to get started with a 529 plan, check out CollegeSavings.org, a website from the National Association of State Treasurers.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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