Navigating Social Security Benefits as a High-Earning 65-Year-Old

Sunday, 10 March 2024, 17:47
Exploring the option for a 65-year-old high earner to claim their husband's Social Security benefits before their own, given specific circumstances. The post discusses a scenario where the husband began collecting benefits at Full Retirement Age and is currently 73, raising questions about optimizing benefits for both spouses.
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Navigating Social Security Benefits as a High-Earning 65-Year-Old

Understanding Social Security Benefits for Spouses

As a 65-year-old high earner, the question arises whether you can claim your husband's benefits earlier than your own. This scenario becomes relevant when the husband has already started collecting benefits at Full Retirement Age, now at 73.

Considerations for Maximized Benefits

  • Spousal Benefits: Exploring the possibility of maximizing benefits by leveraging spousal social security benefits.
  • Age Difference: Assessing the impact of age difference on benefit optimization strategies.
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