3 Ways to Make Your Future Social Security Check Bigger
Maximize Your Social Security Check and Secure Your Future Finances
Want a larger Social Security check in retirement? Taking these steps now will help ensure you maximize your benefits. Your Social Security benefits are a critical retirement income source with inflation safeguards.
1. Increase your income
Ideal strategies include pushing for higher salaries, gaining new skills, and pursuing new opportunities to augment your earnings potential.
2. Make a plan to claim benefits later in life
Plan to claim Social Security at 70 for maximum benefits by earning delayed retirement credits. Rely on savings until then.
3. Be sure to work for at least 35 years or longer
A 35-year work history ensures higher benefits by avoiding $0 wage years in calculations. Consider retiring later or adjusting your career path to reach the full 35-year threshold.
This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.