Claiming Social Security Spousal Benefits: What You Need to Know
Friday, 23 August 2024, 06:49
Eligibility Criteria for Social Security Spousal Benefits
When considering the claiming of Social Security spousal benefits, it's important to know that your ex-husband does not necessarily need to be 62. Instead, age becomes significant when filing for benefits, as individuals can claim at different ages.
Requirements for Claiming
- Must have been married for at least 10 years
- Must be 62 years or older or have an ex-spouse who is eligible
- The benefits are based on your ex-husband's earnings
Implications of Claiming Early
If you choose to claim early, your benefits may be reduced. Understanding the long-term effects is vital before making this decision.
This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.