Credit Freeze: Essential Steps Following the National Public Data Breach

Friday, 16 August 2024, 14:58

Credit freeze is vital after the National Public Data Breach. Understand how to effectively freeze your credit with each bureau for your security. This article explores the freezing process and what you need to know to safeguard your financial information.
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Credit Freeze: Essential Steps Following the National Public Data Breach

Understanding Credit Freeze Measures

After experiencing a national public data breach, it's critical to consider implementing a credit freeze. This action protects your finances by preventing new accounts from being opened in your name. Each of the three major credit bureaus, Experian, TransUnion, and Equifax, must comply by freezing your credit within one business day after your request.

Steps to Implement a Credit Freeze

  1. Visit the websites of each credit bureau.
  2. Provide the necessary personal information, including your Social Security number and identification.
  3. Confirm your request for a credit freeze.

After freezing your credit, you can relax knowing that your information is more secure. Should there be a need to unfreeze your credit in the future, each bureau will efficiently handle the thawing process.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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