Understanding the Impact of Age on Social Security Disability Insurance Credits
Tuesday, 30 July 2024, 10:00
Minimum Credits for Social Security Disability Insurance
The minimum credits required for Social Security Disability Insurance (SSDI) eligibility depend on an individual's age, and this requirement changes as you get older.
How Age Influences Credit Requirements
As people age, they need fewer work credits to qualify for SSDI benefits. This change reflects the belief that older workers have had more opportunities to earn their credits.
- Age 24 and younger: Generally need 6 credits.
- Ages 25-31: Require 6 to 20 credits.
- Ages 62 and older: Must have at least 40 credits.
Importance of Understanding Credits
By calculating your total credits, you can better prepare for qualifying for SSDI. Understanding these nuances can significantly affect financial planning.
This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.