Boost Your Social Security Benefits with These 3 Key Strategies

Boost Your Wages

Increasing your income now can lead to a higher Social Security benefit in the future. Climbing the career ladder, developing skills, and taking up freelance work all contribute to a larger wage base for better benefits.

Work for at Least 35 Years

Having a 35-year work history is essential for maximizing your Social Security benefits. Aim to replace $0 years with part-time work if necessary to ensure a strong benefits calculation.

Avoid Early Benefit Filing

Delaying your Social Security benefits filing can result in an 8% boost in monthly benefits for each year past full retirement age, providing a significant increase in your retirement income stream.