Harbour Launches Instant Stablecoin Payment Between EU Banks and Polkadot

Thursday, 19 December 2024, 14:27

Harbour launches an instant stablecoin payment system with Velocity Labs, integrating SEPA Instant payment rails into Polkadot. This innovative solution optimizes traditional banking and Web3 interoperability. Users can send Euros and receive USDC on-chain in under 30 seconds.
Finbold
Harbour Launches Instant Stablecoin Payment Between EU Banks and Polkadot

Harbour Partners with Velocity Labs

Harbour, in collaboration with Velocity Labs, has introduced their stablecoin payment platform, Magic Ramp. This state-of-the-art service connects SEPA Instant payment rails with the Polkadot ecosystem, thereby enhancing the financial transaction landscape. The integration allows for low-cost, efficient transfers, positioning Harbour as a key player bridging traditional finance and Web3.

Key Features of Magic Ramp

  • Instantaneous Euro to USDC transfers on-chain
  • Minimal transaction fees
  • Bank-to-on-chain transactions available at no cost for the first six weeks
  • Virtual IBANs linked to Polkadot wallet addresses

According to James Brownlee, CEO of Harbour, "Polkadot's infrastructure facilitates instant, low-cost stablecoin transfers, which aligns with our goal of enhancing blockchain interoperability with traditional banking." This partnership offers developers enhanced opportunities for creating stablecoin-based solutions.

Expanding Use Cases in Finance

The innovative Magic Ramp is designed to streamline the process for various practical applications, including:

  1. On-and-off ramps for Web3 users
  2. Stablecoin gateways for merchants accepting Euros
  3. International payroll solutions
  4. Efficient bill payments
  5. Facilitating cross-border remittances

Nicolas Arevalo, CEO of Velocity Labs, stated, "Harbour stands out through the convenience and speed of their offering, allowing seamless access to stablecoins in Polkadot with virtually no fees." This integration addresses the evolving needs of the market while overcoming practical payment challenges.

About Harbour and Velocity Labs

Harbour, headquartered in the United Kingdom, is at the forefront of the innovative payments landscape, linking traditional banking with blockchain solutions. Velocity Labs, recognized as a vital contributor to Polkadot, aims to establish the platform as the premier destination for DeFi development in Web3.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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