Navigating Tax Implications of Rolling Over Roth 401(k) to Roth IRA

Rolling Over Roth 401(k) to Roth IRA

I have an after-tax 401(k) that I would like to roll over to a Roth IRA with Schwab. Experts at Schwab say it can be rolled over to a Roth IRA without paying any taxes. However, I think they are wrong as I will still have to pay taxes on the earnings and capital gains accumulated.

Expert Opinions

Experts are divided on the potential tax implications of the rollover. Understanding the tax treatment of this conversion is crucial to avoid unexpected tax liabilities.