Ab-PMJAY Set to Add New Health Packages for Elderly Care
Expanded Health Packages Under Ab-PMJAY
The National Health Authority, the implementing agency for the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), is actively assessing the need to add more health packages focusing on elderly care. The government plans to roll out health coverage for all individuals aged 70 years and above, benefiting an estimated six crore citizens across approximately 4.5 crore households.
Key Features of the Expanded Scheme
- The scheme will provide comprehensive coverage catering to geriatric care, addressing the increased number of beneficiaries.
- Currently, AB-PMJAY covers 1,949 medical procedures across 27 specialties, including general medicine, surgery, and cardiology.
- Hospital services, such as drugs, diagnostics, food, and lodging, are provided at no cost.
- Cognitive conditions like Alzheimer's and dementia are included under the coverage.
Eligibility and Application Process
- Every individual aged 70 and above can apply for the Ayushman card with free treatment up to Rs 5 lakh.
- Applicants must register on the PMJAY portal or Ayushman app.
- Existing Ayushman cardholders must reapply and complete eKYC.
Senior citizens belonging to families already covered under AB-PMJAY will receive an additional top-up cover of up to Rs 5 lakh annually. Those with private health insurance policies or under Employees' State Insurance can also avail of benefits. Importantly, individuals already enjoying other public health-insurance schemes may choose to continue with their existing plans or opt for AB-PMJAY.
Significance of the Scheme
The AB-PMJAY has substantially impacted the healthcare landscape, covering over 7.37 crore hospital admissions, with a significant portion benefiting women. Initial coverage reached 10.74 crore families, expanding to accommodate India's population growth over the years. The success of this initiative underscores the government’s commitment to enhancing public health schemes in the nation.
This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.