Federal Reserve Data Reveals Declining Interest in Cryptocurrency Among American Adults

Thursday, 23 May 2024, 11:15

The Federal Reserve report discloses that just 7% of American adults own or use crypto, showing a drop in crypto ownership. The discrepancy between the Federal Reserve's estimate and industry figures raises questions about the actual adoption of cryptocurrencies in the US market.
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Federal Reserve Data Reveals Declining Interest in Cryptocurrency Among American Adults

Federal Reserve Data Indicates Only 18 Million US Citizens Own Crypto

The Federal Reserve's annual household survey unveils that only 7% of American adults hold or utilize crypto assets, marking a decrease from previous years and contrasting with higher industry estimates.

Declining Interest in Crypto Investments and Transactions

The Federal Reserve report suggests a cooling of enthusiasm towards crypto as an investment and a financial enabler based on a comprehensive study conducted with 11,488 US adults in October 2023. The study indicates that only 2% of adults used crypto for financial transactions, mainly for international transfers.

  • Key Point: Reports from industry figures like Michael Novogratz challenge the Federal Reserve's data, highlighting the popularity and ownership of crypto assets in the US.
  • Diverse Usage Factors: Reasons for choosing cryptocurrencies for transactions varied, with factors such as recipient preference, transaction speed, and privacy concerns playing key roles.

Cryptocurrency Usage Across Demographics

Cryptocurrency adoption was more significant among younger to middle-aged males for both investment and transactions. The report also noted higher transactional usage among unbanked individuals, indicating a potential role for digital assets in addressing financial service gaps.

Read more: Who Owns the Most Bitcoin in 2024?


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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