The Best Age to Claim Social Security: How Delaying Can Boost Your Lifetime Benefits

Wednesday, 15 May 2024, 12:00

Learn why delaying your Social Security claim can increase your monthly benefit significantly. Statistics show that for most Americans, claiming at a specific age can lead to a median lifetime benefit increase of $225,944, even up to $271,790 for younger workers. Explore the options between early and late claiming to find the optimal choice for your financial security and maximize your Social Security benefits.
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The Best Age to Claim Social Security: How Delaying Can Boost Your Lifetime Benefits

Delaying for Larger Social Security Benefits

Delaying your Social Security application can lead to larger monthly benefits as you grow older.

Stats on Benefit Increases By Age

  • From 62 to 70: Benefit increments range from 5% to 8% per year, influencing your lifetime benefits.

The recent National Bureau of Economic Research survey indicates that claiming at 70 could result in the largest lifetime benefit for the majority of retirees.

Optimizing your application could boost your lifetime benefits significantly.

This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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