Comparing the Best Credit Card Travel Rewards Programs for U.S. Cardholders
Ranked: The Best Credit Card Travel Rewards Programs
For U.S. cardholders, the credit card space has four main travel rewards programs: Amex Membership Rewards, Capital One Venture Rewards, Chase Ultimate Rewards, and Citi ThankYou Rewards. When you first start collecting travel rewards, you're going to need to choose a program. Having used all four to varying degrees, I can say they each have their pros and cons, including varying quality of transfer partners.
Comparison of Top Programs:
- Chase Ultimate Rewards: Offers an increased rate on redemptions through their travel portal.
- Amex Membership Rewards: Known for its 17 airline transfer partners and regular transfer bonus offers.
- (Tied) Capital One Venture and Citi ThankYou: Both offer 1:1 transfers and travel portals for booking.
Choosing the best program will depend on factors like your preferred card, airline partners, and transfer values. Remember, points only have value if you use them wisely!
This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.