UK House Prices Facing Downward Pressure Amid Surge in Mortgage Payments

Monday, 29 April 2024, 06:30

The average UK house buyer is now facing annual mortgage repayments of £11,400, marking a significant 61% increase over the past three years. This spike in mortgage costs comes as several lenders raise rates due to market uncertainty. Despite rebounding housing market activity, the expectation of fewer interest rate cuts and rising mortgage rates have put downward pressure on house prices.
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UK House Prices Facing Downward Pressure Amid Surge in Mortgage Payments

UK House Prices Facing Downward Pressure

Zoopla reports the annual mortgage repayments for the average buyer in 2024 have now reached £11,400, a 61% increase from three years ago.

Rising Mortgage Costs and Market Uncertainty

  • Zoopla's calculations reveal a surge in mortgage costs coinciding with lenders increasing rates amidst market uncertainty.

Impact on Housing Market Activity

  1. The rebound in housing market activity has been overshadowed by the rising mortgage rates and the reduced expectation for interest rate cuts.

Overall, the situation indicates that house prices in the UK are facing downward pressure as economic data points towards increased mortgage rates, posing challenges for both buyers and sellers.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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