How to Maximize Your Spousal Social Security Benefits

Tuesday, 16 April 2024, 10:00

Learn how spousal benefits can significantly increase your monthly checks in retirement. Find out who qualifies for spousal Social Security and how to estimate your benefits. Discover the average amounts retirees receive and strategic tips to maximize your retirement income through spousal benefits.
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How to Maximize Your Spousal Social Security Benefits

Who qualifies for spousal benefits?

If you're at least 62 years old and married to someone entitled to retirement or disability benefits, you may qualify for spousal Social Security. The maximum benefit is 50% of your spouse's full retirement age amount.

How much does the average retired couple receive?

The average retired worker gets $1,825 per month, while spouses receive around $915 for wives and $714 for husbands. The benefit amount may vary based on eligibility and other factors.

The average spousal benefit for wives with qualifying children is $759, and $918 for wives without qualifying children.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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