Top Reasons Your EPF Claim May Be Rejected Due to KYC Issues

Why Your EPF Claim May Get Rejected

Your EPF claim might be denied for reasons that you may not expect. Sometimes, the rejection may not come with a specific explanation. The EPFO portal might give a general explanation such as 'incomplete documents' or 'discrepancy in details', leaving members unsure of what corrective action is needed on their part.

Common Reasons for EPF Claim Rejections

• Incomplete KYC.
• Not linking UAN with Aadhaar.
• Mismatch in name, date of birth.
• Mismatch in UAN on form with EPFO records.
• Incorrect employer details (organisation name, code).
• Incorrect bank account details (account number, IFSC code, branch name).
• Failure to transfer EPS.
• Ineligible EPS account (monthly basic salary exceeds Rs.15,000).
• Failure to obtain Annexure K (for PF transfer from exempted to unexempted PF).

Steps to Take If Your Claim is Stuck

1. Check for any mismatch between EPFO records and your Aadhaar data.
2. Link UAN with Aadhaar. Ensure Aadhaar-linked mobile number is active.
3. Update PF nominations.
4. Verify past employment records for any mismatch.
5. Double-check your bank account information for any errors.
6. Transfer EPS and obtain a pension certificate.
7. Before submitting your claim form, review all information for accuracy.
8. Maintain copies of all submitted documents.