EPF Claims Stuck? Understanding the Surge in EPF Claim Rejections and Solutions for Grievances
EPF Claims Stuck? Understanding the Surge in EPF Claim Rejections
Many EPF subscribers find their claims stuck due to various issues ranging from incorrect documentation to technical failures with the EPFO system. As reported, one in four withdrawal and transfer claims was rejected in the previous financial year. With grievances increasing on the EPFO grievance portal, it is more vital than ever to understand the underlying problems affecting these claims.
Common Reasons for EPF Claim Rejections
- Multiple Universal Account Numbers (UANs) causing discrepancies
- Name mismatches and other KYC issues
- Untimely updates or errors in bank account details
- Technical glitches in the EPFO’s online systems leading to processing delays
How to Avert Claim Rejections
- Ensure accurate information: Regularly update your EPF and EPS account details.
- Maintain a single UAN: It simplifies transfers across different employers.
- Review documentation: Double-check all submitted documents for accuracy, especially bank account details.
Getting Help with Grievances
In case of repeated claim rejections, consider using the EPFO grievance portal (EPFiGMS) effectively. Filing a Right to Information (RTI) request can also yield insights into specific issues. Engaging in EPFO’s monthly adalats can help members navigate their grievances. Being proactive in these scenarios can substantially ease the challenges faced during EPF claim processing.
This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.