Expert Advice: Handling a Low Home Appraisal When Buying a House

Tuesday, 14 May 2024, 13:30

Facing a low home appraisal while buying a house can be daunting. Learn expert advice on how to navigate this situation, including options like getting a larger mortgage, increasing your down payment, renegotiating with the seller, requesting a new appraisal, or walking away. These decisions can have a significant impact on your homeownership journey, so it's crucial to assess your choices carefully and make informed decisions.
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Expert Advice: Handling a Low Home Appraisal When Buying a House

Handling a Low Home Appraisal: Expert Advice

Dealing with a low home appraisal can be challenging and require careful consideration of your options. Here are some strategies to help you navigate this situation:

  1. Get a larger mortgage: Borrow more money if feasible to cover the appraisal shortfall.
  2. Increase your down payment: Consider adding extra funds to your down payment to bridge the gap.
  3. Renegotiate with the seller: Explore the possibility of revising the purchase price with the seller.
  4. Request a new appraisal: Consider getting a second appraisal if you believe the initial valuation was inaccurate.
  5. Walk away: As a last resort, be prepared to walk away from the deal if other solutions are not viable.

Each decision can have lasting implications, so choose wisely to ensure a smooth path to homeownership.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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