Exploring My Husband's Ineligibility for Social Security and Spousal Benefits
Why Is My Husband Not Eligible for Social Security?
My husband, at 75, is a retired postal employee who surprisingly does not receive Social Security benefits. This situation can arise due to various reasons, including work history and tax contributions.
Factors Affecting Eligibility
- Eligibility Requirements: Social Security benefits depend on the number of work credits accumulated over the years.
- Employment History: Certain government positions do not qualify for Social Security.
- Retirement Accounts: Some may rely on other retirement systems.
Understanding Spousal Benefits
As for spousal benefits, if I am entitled to Social Security, my husband's status varies with mine. He may qualify for spousal benefits under specific conditions even if he does not receive Social Security himself.
If I Pass Before Him
If I pass before him, he may be eligible for my benefits. It's essential to explore this with a financial advisor.
This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.