Discover the Revealing Truth About the Average 401(k) Balance for Retirees Age 65 and Older

Sunday, 31 March 2024, 09:00

Find out why having an above-average 401(k) balance is crucial for a comfortable retirement. Learn about the average and median 401(k) balances, the impact of financial markets on retirement savings, strategic withdrawal strategies, and tips to boost your savings. Uncover insightful data and smart strategies to ensure a secure financial future in retirement.
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Discover the Revealing Truth About the Average 401(k) Balance for Retirees Age 65 and Older

Average 401(k) Balance for Retirees Age 65 and Older

You may need to be above average if you want to retire comfortably. Most Americans have the majority of their retirement savings in their company 401(k).

401(k) Balances and Retirement Savings

  • 401(k)s offer generous contribution limits and employer matching.
  • The average 401(k) balance for retirees age 65 and older is $232,710, while the median balance is $70,620.
  • It's advisable to consider rolling over 401(k) funds to an IRA for reduced fees and more investment options.

Make the most of your retirement savings to ensure a financially secure future in retirement, especially considering the average monthly Social Security payment.


This article was prepared using information from open sources in accordance with the principles of Ethical Policy. The editorial team is not responsible for absolute accuracy, as it relies on data from the sources referenced.


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